Implementation of Financial Strategy and Business Management in Sustainable Market Development in Buahan Kaja Village

Authors

  • Putu Diah ASRIDA Warmadewa University, Indonesia
  • I Ketut Johny Pramanda PUTRA Warmadewa University, Indonesia

DOI:

https://doi.org/10.38142/ahjpm.v4i2.1594

Keywords:

Market Traders, Financial Strategies, Business Management, Green Economy Practices

Abstract

The Community Partnership Program (PKM) implemented at Buahan Kaja Village Market has demonstrated significant results in improving the financial and managerial capacity and green economic practices of traders. Following the training, understanding of daily cash flow recording increased from 30% to 85%, and separation of personal and business finances from 25% to 75%. In terms of stock management, understanding increased from 40% to 80%, while the use of business support tools such as calculators and safes jumped from 35% to 78%. Beyond the financial aspect, the training also successfully built environmental awareness: waste sorting practices increased from 20% to 70%, and awareness of stall cleanliness and hygiene increased from 45% to 85%. These results demonstrate that the educational and practical approach of the training, coupled with the provision of simple technology, is effective in building the foundation for more orderly, efficient, and sustainable small businesses. To maintain long-term impact, continued mentoring and the integration of digitalization into daily business practices are needed to strengthen the transformation of traditional markets into healthy and environmentally friendly business ecosystems. The novelty of this program lies in its integrated approach of financial literacy, management, and green economic practices, simultaneously applied in the context of village markets, a practice that has been rare until now. Future recommendations include strengthening groups through integration with formal institutions, so that program sustainability is embedded in internal institutional capacity, rather than solely dependent on facilitators.

References

Akhirudin, M. N., & Bastaman, A. (2024). Analisis Eksploratori Adopsi Pemasaran Digital Untuk Meningkatkan Penjualan Online (Studi Pada UMKM Kenari Mas Jakarta). Jurnal Ekonomi Manajemen Sistem Informasi (JEMSI). 2024; 6(1). https://doi.org/10.38035/jemsi.v6i1.2827

Anwar, M. (2022). Green economy sebagai strategi dalam menangani masalah ekonomi dan multilateral. Jurnal Pajak Dan Keuangan Negara (PKN). 2022;4(1S):343-356. https://doi.org/10.31092/jpkn.v4i1S.1905

Asrida, P. D., Juniariani, N. M. R., & Dewi, A. I. K. G. (2024). Village Waste Management Strategy as an Economic Asset: Accounting Evaluation an Implementation of Sustainable Practices in Bongkasa Village, Abiansemal District, Badung Regency. Community Services: Sustainability Development. 2024;1(3): 90-95. https://doi.org/10.61857/cssdev.v1i3.57

Basir MdS, Buckmaster DR, Raturi A, Zhang Y. (2024). From pen and paper to digital precision: a comprehensive review of on-farm recordkeeping. Precision Agriculture 2024 https://doi.org/10.1007/s11119-024-10172-7

Desti Arnita, & Herlina Yustati. (2024). Pemberdayaan Umkm Melalui Digital Marketing Dan Strategi Permodalan. Jurnal Pengabdian Mandiri, 3(11), 1031–1038.

Fachrozi, F., Mariana, M., & Tondoyekti, K. Ekonomi Hijau dan Bisnis Syariah: Mempromosikan Bisnis yang Berkelanjutan dan Bertanggung Jawab. Jurnal Ekonomi Bisnis, Manajemen dan Akuntansi (JEBMA). 2024. https://doi.org/10.47709/jebma.v4i2.4071

Febrianti, S. (2024). Sustainability Finance Dan Green Investment: Literature Review Dengan Metode Prisma. Manajemen: Jurnal Ekonomi. 2024;6(1):95-106. https://doi.org/10.36985/pmyj1709

Gulo, Y., & Destriana, N. (2018). Pemberdayaan Ekonomi Pedesaan Berbasis Partisipasi Warga Menuju Peningkatan dan Kemandirian Pengelolaan Ekonomi di Desa Parakanlima, Cirinten, Lebak-Banten. Prosiding Konferensi Nasional Pengabdian Kepada Masyarakat dan Corporate Social Responsibility (PKM-CSR), 1, 1620-1628. https://doi.org/10.23960/jss.v2i3.120

Hendrianto, N. I. M. (2018). Manajemen Strategi Pengelolaan Pasar Dalam Meningkatkan Pendapatan Pedagang Perspektif Ekonomi Islam (Studi di Pasar Segamas Purbalingga) (Doctoral dissertation, IAIN Purwokerto).

Lestari, H. S., Karnasi, R., & Alfarizki, A. (2025). Pentingnya Literasi Keuangan Bagi UMKM Rufata. Dirkantara Indonesia, 3(2), 53-60. https://doi.org/10.55837/di.v3i2.120

Mu’min, M.D., & Muin, R. Telaah Konsep Green Economic Dalam Implementasi Etika Bisnis Islam. Journal of Management and Innovation Entrepreneurship (JMIE). 2024. https://doi.org/10.59407/jmie.v1i4.968

Ningrum, M. D., & Sujarwo, S. (2017). Pemberdayaan pedagang pasar tradisional dalam pondok komunitas belajar di sanggar kegiatan belajar Kabupaten Wonogiri. JPPM (Jurnal Pendidikan Dan Pemberdayaan Masyarakat), 4(2), 199-214. https://doi.org/10.21831/jppm.v4i2.13554

Pranowo, H., Subagdja, O., & Salbiah, E. (2023). Efektivitas Pelaksanaan Pemberdayaan Pedagang Berbasis Kredit Usaha Rakyat (KUR) di Pasar Tradisional Kebon Kembang oleh Perumda Pasar Pakuan Jaya Kota Bogor. Karimah Tauhid, 2(6), 3194-3202 https://doi.org/10.30997/karimahtauhid.v2i6.11057

Riski, O. S., Herjuna, S. A. S., Purwanti, A., & Nurdiani, T. W. Mengukur Dampak Investasi Berkelanjutan: Evaluasi Terhadap Faktor ESG dalam Portofolio Investor. Jurnal Akuntansi Dan Keuangan West Science. 2023;2(03):161-172. https://doi.org/10.58812/jakws.v2i03.655

Rumpoko, U. A. D. (2016). Efek Green Awareness Terhadap Keputusan Pembelian Produk Ramah Lingkungan. Program Studi Manajemen Fakultas Ekonomi Universitas Negeri Yogyakarta.

Santiago, M. D., & Estiningrum, S. D. (2021). Persepsi dan Pemahaman Pelaku Usaha Terhadap Pentingnya Laporan Keuangan pada UMKM. Ekuitas: Jurnal Pendidikan Ekonomi, 9(1), 199-205. https://doi.org/10.23887/ekuitas.v9i1.34373

Sh Sari, B., Rufial, R., Effendi, J., Wanialisa, M., Alam, I. K., & Sarpan, S. (2025). Penyuluhan Lingkungan Pasar Kondusif Untuk Mendukung Pasar Sebagai Pilar Ekonomi Kerakyatan Kepada Pedagang Pasar Tradisional Wisma Asri Teluk Pucung Bekasi Utara. IKRA-ITH ABDIMAS, 9(1), 143-152. https://doi.org/10.37817/ikra-ithabdimas.v9i1.4141

Sheilani, N. P. S., & Kumara, I. N. I. (2024). Pendampingan pengelolaan keuangan dalam pengajuan kredit: Permodalan UMKM Desa Sukawati. Journal of Human and Education (JAHE), 4(4), 698-705. https://doi.org/10.31004/jh.v4i4.1324

Siahaya, M. (2024). Green Strategy Mengintegrasikan Keberlanjutan dalam Rencana Bisnis untuk Masa Depan. Jurnal Inovasi Global. 2024;2(9):1338-1349. https://doi.org/10.58344/jig.v2i9.174

Soelaiman, L., & Liusca, C. (2022). Penyusunan Rencana Bisnis Sebagai Langkah Pengembangan Usaha Coffee Shop. Madani: Jurnal Pengabdian Kepada Masyarakat, 8 (2), 45–55. https://doi.org/10.53834/mdn.v8i2.4883

Susanto, H., Lauwinata, L., & Phoek, S. E. M. (2024). Strategi Ekonomi Hijau Untuk Pertanian: Studi Komparatif Variabel, Metodologi, Dan Perangkat Lunak. Journal of Law, Administration, and Social Science. 2024;4(5):947-961. https://doi.org/10.54957/jolas.v4i5.949

Syarif, A. D. (2024). Pelatihan Pengelolaan Keuangan Berbasis Ramah Lingkungan untuk Keberlanjutan Usaha UMKM Nasabah PNM Mekaar. Jurnal Abdi Masyarakat Indonesia. 2024;4(3):639-646. https://doi.org/10.54082/jamsi.1159

Uli, N. Z., & Anggraini, S. (2024). Implementation of Digital Marketing as a Strategy to Improve Marketing Strategies in Micro, Small and Medium Enterprises (UMKM). In UMMagelang Conference Series. 2024;427-432. https://doi.org/10.31603/conference.12022

Valdiansyah, Riyan Harbi, and Dian Widiyati. (2024). "Peranan sustainable finance pada industri UMKM Indonesia: Peluang dan tantangan." Journal of Law, Administration, and Social Science 4.1. 2024; 47-55. https://doi.org/10.54957/jolas.v4i1.713

Widagdo, R., & Sa’diyah, L. (2023). Practical financial skills for MSMEs: Bridging the gap between theory and application. Journal of Business Skills Development, 5(2), 113-127

Downloads

Published

2025-06-30