Management and Staff Perception of Factors Affecting Consumer Credit Marketing Performance at PT BPD NTT

Authors

  • Maya Susanthy Didok Nusa Cendana University, Indonesia
  • Frans Gana Nusa Cendana University, Indonesia
  • Rolland E. Fanggidae Nusa Cendana University, Indonesia

DOI:

https://doi.org/10.38142/ijesss.v7i2.1902

Keywords:

Service Quality, Marketing Strategy, Human Resources, Consumer Credit Marketing Performance

Abstract

The purpose of this study is to: 1) Describe and analyze the perceptions of management and staff regarding service quality, marketing strategy, and human resources at PT. BPD NTT 2) Describe and analyze consumer credit marketing performance at PT. BPD NTT 3) Identify the dominant factors influencing consumer credit marketing performance based on the perceptions of management and staff at PT. BPD NTT. The results of descriptive analysis show that the description of service quality, marketing strategy and human resources at PT. Bank Pembangunan Daerah Nusa Tenggara Timur in this study has met the criteria with the category of strongly agree, and also all respondent answer data passed the validity and reliability test. The results of partial inferential analysis of service quality have a significant effect on consumer credit marketing performance, marketing strategy has a positive and significant effect on consumer credit performance, human resources have a positive and significant effect on consumer credit marketing performance. The R Square value shows that the contribution of service quality, marketing strategy, and human resources to consumer credit marketing performance is 82.5%, while the remaining 17.5% is influenced by other variables outside the model studied.

Downloads

Download data is not yet available.

References

Abdillah, W., & Hartono, J. (2015). Partial Least Square (PLS): Alternatif Structural Equation Modeling (SEM) Dalam Penelitian Bisnis (1st ed.). Penerbit Andi.

Ahmad, R., Widjarnako, B., Andika, R. (2019). Pengaruh Motivasi Kerja dan Persaingan Kerja terhadap Produktivitas Kerja melalui Kepuasan Kerja sebagai Variabel Intervening pada Pegawai Universitas Pembangunan Panca Budi Medan. Jurnal Manajemen Tools Program Studi Manajemen, Fakultas Sosial Sains, Universitas Pembangunan Panca Budi, Medan, 11(1), 189–205.

Aslamiyah, F., Windarti, R., Farleni, S., & Sanjaya, V. (2024). Pendekatan Resource-Based View (Rbv) Dalam Manajemen Bisnis: Strategi Untuk Keunggulan Kompetitif Yang Berkelanjutan. Jurnal Manajemen Bisnis Syariah, 1, 176–183. file:///D:/Download/JURNAL+FEBI (3).pdf%0Ahttps://scholar.google.com/scholar?hl=id&as_sdt=0%2C5&as_ylo=2020&as_yhi=2024&q=PENDEKATAN+RESOURCE-BASED+VIEW+%28RBV%29+DALAM+MANAJEMEN+BISNIS%3A+STRATEGI+UNTUK+KEUNGGULAN+KOMPETITIF+YANG+BERKELANJUTAN&btnG=

Barney, Jay. B., Ray, Gautam., & Muhanna, W. A. (2004). Capabilities, Business Processes, and Competitive Advantage: Choosing the Dependent Variable in Empirical Tests of the Resource-Based View. Strategic Management Journal, 25(1), 23–37. https://doi.org/10.1002/smj.366

Barney, J. (1991). Firm Resources and Sustained Competitive Advantage. In Journal of Management (Vol. 17, Issue 1, pp. 99–120). https://doi.org/10.1177/014920639101700108

Barney, J. B. (2001). Gaining and Sustaining Competitive Advantage. Addison-Wesley Publishing Company.

Braun, V., & Clarke, V. (2006). Using thematic analysis in psychology. Qualitative Research in Psychology, 3(2), 77–101.

Cameron, Kim S. & Quinn, R. E. (2011). Diagnosing And Changing Organizational Culture. (3rd ed.). Jossey-Bass.

Hadi, S., & Sari, D. R. (2019). Pegaruh Kualitas Layanan, Strategi Pemasaran, dan Sumber Daya Manusia terhadap Kinerja Pemasran Produk Perbankan. Jurnal Manajemen dan Bisnis Terapan, 4(2), 101-115

Hasibuan, m. S. P. (2019), Manajemen Sumber Daya Manusia. Jakarta: Bumi Aksara

Herzberg, F., Mausner, B., & Snyderman, B. B. (1959). The motivation to work. John Wiley & Sons.

Heskett, J.L., Sasser, W.E., Schlesinger, L. A. (1997). The Service Profit Chain (1st ed.). Free Press.

Hoskisson, R. E., Hitt, M. A., & Ireland, R. D. (2004). Competing for advantage. Thomson.

Hurley, R., & Hult, G. T. M. (1998). Innovation, Market Orientation, and Organizational Learning: An Integration and Empirical Examination. Journal of Marketing, 62 (3), 42–54. https://doi.org/10.2307/1251742

Hussein, A. S. (2015). Penelitian Bisnis dan Manajemen Menggunakan Partial Least Square (PLS) dessngan smartPLS 3.0. Fakultas Ekonomi dan Bisnis Universitas Brawijaya.

Irfan, M., & Hariani, M. (2022). Studi tentang Kesetiaan Pelanggan Berdasarkan Kualitas Layanan dan Citra Merek. Jurnal Manajemen, Bisnis, Dan Kewirausahaan, 2(1), 13–20.

Janna, N. M., & Herianto, H. (2021). Konsep Uji Validitas Dan Reliabilitas Dengan Menggunakan SPSS. https://doi.org/https://doi.org/10.31219/osf.io/v9j52

Kasmir. (2004). Pemasaran Bank (1st ed.). Kencana Prenada Media. https://books.google.co.id/books?id=l9jMDwAAQBAJ&printsec=copyright&hl=id#v=onepage&q&f=false

Kasmir. (2016). Analisis Laporan Keuangan (9th ed.). Rajawali Pers.

Kotler, P., & Armstrong, G. (2021). Principles of Marketing (18th ed.). Pearson Education Limited.

Kotler, P., & Keller, K. L. (2016). Marketing Management (15th ed.). Pearson Education Limited.

Kotler, P., & Keller, K. L. (2018). Marketing Managemen (15th ed). Person Education

Kotler, P. (2011). Manajemen Pemasaran di Indonesia : Analisis, Perencanaan, Implementasi dan Pengendalian. Penerbit Salemba Empat.

Kotter, J. P. (1996). Leading Change. Harvard Business Review Press.

Krueger, R. A., & Casey, M. A. (2015). Focus Groups: A Practical Guide for Applied Research (5th ed.). SAGE Publications.

Kusumah, Wijaya dan Dedi Dwitagama. 2011. Mengenal Penelitian Tindakan Kelas. Edisi : 2. Jakarta : PT Indeks.

Kusumayadi, F., & K. (2021). Pengaruh Motivasi Kerja dan Disiplin Kerja terhadap Produktivitas Kerja Karyawan pada CV. Makmur Jaya Abadi (MJA) Kota Bima. Jurnal Inovasi Penelitian. Jurusan Manajemen, Sekolah Tinggi Ilmu Ekonomi, Bima., 2(1), 199–204.

Sugiyono. (2011). Metodologi Penelitian Kuantitatif, Kualitatif, dan R&D. Alfabeta.https://scholar.google.com/citations?view_op=view_citation&hl=id&user=MGOs5rkAAAAJ&citation_for_view=MGOs5rkAAAAJ:uWiczbcajpAC

Sugiyono. (2016). Metode Penelitian Kuantitatif, Kualitatif, dan R&D. Bandung: CV. Alfabeta

Sugiyono. (2018). Metode Penelitian Kuantitatif, Kualitatif, dan R&D. Bandung: CV. Alfabeta

Sugiyono. (2017). Metode Penelitian Bisnis: Pendekatan Kuantitatif, Kualitatif, Kombinasi, dan R&D (87th ed.). Alfabeta. https://scholar.google.com/citations?view_op=view_citation&hl=id&user=MGOs5rkAAAAJ&citation_for_view=MGOs5rkAAAAJ:NaGl4SEjCO4C

Sugiyono. (2022). Metode Penelitian Kuantitatif, Kualitatif dan R&D (2nd ed.). Alfabeta.

Suprihatin, E., & Fadillah, T. N. (2023). Strategi Pemasaran Produk Kredit Konsumer pada PT. Bank Pembangunan Daerah Jawa Barat dan Banten (PERSERO) Tbk Kantor Cabang Buah Batu. Jurnal Digitalisasi Akuntansi, 1(2), 1–7. http://repositori.unsil.ac.id/id/eprint/3038%0Ahttp://repositori.unsil.ac.id/3038/6/14. BAB III.pdf

Downloads

Published

2026-04-03